Join Us
The SMEAZ Savings and Credit Cooperative Society Limited is primarily a vehicle for members of the SME Association of Zimbabwe to access savings as well as credit/loan products. We also offer products to individuals, some of whom may be employees of MSME businesses, or others looking to obtain responsive savings and credit products.
You can either join as a Member, or as a non-member.
Membership categories and benefits:
We offer a range of savings as well as loan/credit products as indicated below. If you are primarily interested in savings, and would only have limited loan/credit requirements, you can join as a non-member. If you are running a business and would like to borrow in future, you would need to be a full member. Select the most appropriate category based on those considerations.
Savings
We have a wide range of savings products to suit the needs of individuals and MSME businesses.
 | Non-Member (Individual) | Member (Business) |
|---|---|---|
Standard Monthly Savings | ||
Mukando (Group products) | ||
Medical Fund | ||
Funeral Fund | ||
Retirement Fund | ||
Education Fund | ||
Motor Vehicle Savings A/c | ||
Housing Savings A/c | ||
Targeted Savings A/c | ||
Staff Medical Fund | ||
Staff Funeral Fund | ||
Asset Replacement Fund | ||
Loans
The SMEAZ Savings and Credit Cooperative Society Limited (SMEAZ SACCOS) offers loan products as well as guarantees to members of the SACCOS.
 | Non-Member (Individual) | Member (Business) |
|---|---|---|
Emergency Loans | ||
School Fees Loans | ||
Credit Guarantees (personal) | ||
Funeral Fund | ||
Car Loans | ||
Housing Loans | ||
Business Loans
| ||
Staff Loans | ||
Credit Guarantees (Business) | ||
Projects | ||
