Business Credit Guarantees



Business credit guarantees are used to get supplier credit facilities from businesses from which you are purchasing supplies. The guarantee is based on the amount you have in shares and savings, as well as guarantees from other members.



Members are eligible for business credit guarantees, subject to the limit of their shares and savings balances, any co-guarantees as well as the ability to repay. There is a minimum six-month waiting period before one can apply for a credit guarantee.




Click on the button below to apply for a loan.


The SMEAZ SACCOS is a regulated body registered under the Ministry of Women Affairs, Community & SME Development. Its funds and operations are controlled and overseen by strong independent committees drawn from its membership. Our products are safe, and tailored to meet your requirements as an SME.