Asset finance

This facility provides loans for the acquisition of long-term business assets such as plant and machinery, vehicles, or equipment. Requirements for this facility are:

  • Business must have traded for at least two years and be profitable.

  • Must be a registered company with relevant licensing.

  • Management accounts for the past two years (where applicable).

  • Details of asset to be acquired and quotation.

  • Business plan and cash flow forecast over the loan period.

  • Collateral security in the form of movable or immovable assets.


To be eligible for this loan, you will need to meet the following requirements:

  • Be a paid-up member of the SME Association of Zimbabwe on the Premium (Small Enterprise) or Platinum (Medium Enterprise) membership package. You must be in good standing on your membership.

  • Be a member of the SMEAZ SACCOS and be on good standing in the SACCOS.

    • Have savings that are at least one sixth of the required loan amount.



Click on the button below to apply for a loan.


The SMEAZ SACCOS is a regulated body registered under the Ministry of Women Affairs, Community & SME Development. Its funds and operations are controlled and overseen by strong independent committees drawn from its membership. Our products are safe, and tailored to meet your requirements as an SME.

Quick Contact

If you have any questions or need help, feel free to contact us.

+263 8677 240480

6th Floor Batanai Gardens,
57 Jason Moyo Avenue (Cnr First Street),
Harare, Zimbabwe