Car loan


The car loan is linked to the Motor vehicle purchase savings account. The amount of loan to be advanced is dependent on the member’s savings as well as capacity to repay. Motor vehicles purchased under this scheme will be placed under the Collateral Registry until the loan is fully repaid.



Members are eligible to apply for car loans, subject to the limit of their shares and savings, as well as ability to repay. You can also get other members to co-guarantee you for the loan. You must have been a member of the SMEAZ SACCOS for at least six months before you can apply for a car loan.




Click on the button below to apply for a loan.


The SMEAZ SACCOS is a regulated body registered under the Ministry of Women Affairs, Community & SME Development. Its funds and operations are controlled and overseen by strong independent committees drawn from its membership. Our products are safe, and tailored to meet your requirements as an SME.

Quick Contact

If you have any questions or need help, feel free to contact us.

+263 8677 240480

6th Floor Batanai Gardens,
57 Jason Moyo Avenue (Cnr First Street),
Harare, Zimbabwe