Housing loan

Housing loans are linked to home purchase savings accounts. A housing loan will be given subject to members’ savings accounts and history, their repayment capacity as well as availability of funding. We work with building societies to be able to advance housing loans. Properties purchased under this loan will remain mortgaged until the loan is fully repaid.



Members are eligible to apply for housing loans from the SMEAZ SACCOS, subject to the limit of their shares and savings as well as ability to repay. One needs to have been a member for at least one year before one can apply for a housing loan. It will also be subject to the availability of mortgage finance.


For non-members we will recommend and refer you to financial institutions providing mortgage finance.




Click on the button below to apply for a loan.


The SMEAZ SACCOS is a regulated body registered under the Ministry of Women Affairs, Community & SME Development. Its funds and operations are controlled and overseen by strong independent committees drawn from its membership. Our products are safe, and tailored to meet your requirements as an SME.

Quick Contact

If you have any questions or need help, feel free to contact us.

+263 8677 240480

6th Floor Batanai Gardens,
57 Jason Moyo Avenue (Cnr First Street),
Harare, Zimbabwe