School fees loan

School fees loans are subject to the 6x savings rule, and also to an assessment of your repayment capacity. Loans can be guaranteed by other members/non-members where the amount required exceeds the borrower’s capacity, and in exceptional cases we may also require collateral security.

Eligibility

Members are eligible for school fees loans, subject to the limit of their savings as well as ability to repay. There is a minimum three month waiting period before one can apply for school fees loans.

Apply

If you are not yet a member and would like to proceed with a loan application, you can sign up for membership by clicking on the button below. If you are already a member of the SMEAZ SACCOS, you can click on the "Apply for loan" button above, to the right. 

APPLY FOR LOAN

Click on the button below to apply for a loan.