School fees loan

School fees loans are subject to the 6x savings rule, and also to an assessment of your repayment capacity. Loans can be guaranteed by other members/non-members where the amount required exceeds the borrower’s capacity, and in exceptional cases we may also require collateral security.



Members are eligible for school fees loans, subject to the limit of their savings as well as ability to repay. There is a minimum three month waiting period before one can apply for school fees loans.




Click on the button below to apply for a loan.


The SMEAZ SACCOS is a regulated body registered under the Ministry of Women Affairs, Community & SME Development. Its funds and operations are controlled and overseen by strong independent committees drawn from its membership. Our products are safe, and tailored to meet your requirements as an SME.

Quick Contact

If you have any questions or need help, feel free to contact us.

+263 8677 240480

6th Floor Batanai Gardens,
57 Jason Moyo Avenue (Cnr First Street),
Harare, Zimbabwe