Your Dream Holiday, Made Possible.
After a year of hard work and dedication to your business, you and your family deserve a truly relaxing and memorable break. Too often, the stress of holiday costs can overshadow the excitement. At SMEAZ SACCOS, we believe everyone deserves a rejuvenating holiday, every single year.
Our Holiday Savings Account is your dedicated tool to make that dream a reality. By saving consistently throughout the year, you can plan your perfect getaway—whether it's a local retreat or a trip abroad—without the financial burden. Start saving today and turn your vacation dreams into a cherished annual tradition.
Why Choose the SMEAZ SACCOS Holiday Savings Account?
Planning a holiday should be exciting, not stressful. Our savings account is designed to make the process simple and rewarding.
Earn Attractive Interest: Don't just save—grow your funds! At the end of the year, you get your savings back plus competitive interest, giving you more spending money for your trip.
Consistent, Stress-Free Saving: By putting money aside regularly, you avoid the need for last-minute, expensive loans. Build your vacation fund at a pace that works for you.
Achieve Your Travel Goals: A dedicated account keeps your holiday funds separate, making it easier to stay on track and reach your savings target.
Exclusive Member Benefits: For our members, saving with us also improves your standing for future loans and financial products.
Peace of Mind: Travel with confidence, knowing your holiday is fully funded. The only thing you'll need to worry about is packing your bags!
How It Works: For Members & Non-Members
We offer a straightforward path for everyone to start saving for their dream holiday.
a) For Non-Members:
Open a Holiday Savings Account: Use our dedicated holiday savings account to build up your funds over the course of the year.
Save Consistently: Make regular deposits that fit your budget.
Receive Your Payout: At the end of the year, receive your full savings plus the interest you've earned, and you're off! It’s that simple.
b) For Members:
Join Our Community: Become a member of the SME Association of Zimbabwe and the SMEAZ SACCOS to unlock the full range of benefits.
Build Your Savings: Contribute to your savings account throughout the year.
Loan Options Available: As a member, you have the option to take a loan for your holiday, provided you have saved at least 17% of the required loan amount.
Book with Confidence: Secure your holiday through one of our approved partners and enjoy a seamless booking experience.
This flexible structure ensures everyone has a pathway to a well-deserved break.
Ready to Start Planning Your Escape? 🏖️
The journey to your next great adventure begins with a single step. Start building your holiday fund today and give your family (and yourself) the gift of a stress-free vacation. Click on the "Sign Up" button below to get started.
Frequently Asked Questions (FAQ)
Q: When do I get my holiday savings payout? A: Your payout will be available at the preset disinvestment date. You let us know when you are planning to go on holiday, and when you would want the cash available.
Q: As a member, how much do I need to save to get a loan for a holiday? A: Members are required to have savings equivalent to at least one sixth of the total loan amount they wish to apply for. This encourages a healthy habit of saving.
Q: Can I use my savings for any holiday destination? A: Yes! Your savings are yours to use for any holiday you choose, whether it's exploring the beauty of Zimbabwe or travelling internationally.
Q: What is the benefit of saving with you instead of a standard bank account? A: Our SACCOS is focused on member empowerment. We offer competitive interest rates, and for members, this account builds your internal credit history. It’s a dedicated tool to help you reach a specific goal without temptation to spend the funds elsewhere.
Q: How do I become a member to access the loan benefits? A: To become a member of the SACCOS, you must first be a member of the SME Association of Zimbabwe. You can find more information here.
Get hold of us on Whatsapp for further details.
